Professional Financial Planning.  Unconventional Fees.

Comprehensive Financial Planning

We will meet several times to discover and explore your financial goals and gather your financial information to develop a complete picture of your financial life.

We will further refine and illustrate 2 of your goals in your initial financial plan. Using interactive software, we will meet together to review your financial plan. Your analysis will include sophisticated tax and investment projections, including a Monte Carlo analysis. By the end of your meeting, you will have a clear understanding of what you need to do to accomplish your goals. You will be able to answer the questions below.

One-Time Financial Planning Fee: $6,890

• Can I retire yet?
• What is the probability of never running out of money during my lifetime?
• How much do I need to save per month to retire at age 45, 50, 55, or 60?
• How much do I need to save each month to pay for my children’s education?
• When should I claim Social Security?
• When and how much of my IRA should I convert to Roth?

Ongoing Financial Planning

Following the delivery of a financial plan, clients may choose to continue the engagement for ongoing planning and assistance with the implementation of planning recommendations over time.  ThinkPlanSave will gently nudge you along to accomplish your goals with complete peace of mind.

Ongoing Planning Fee: $2,400/year (Paid Quarterly)

• Cash flow review and retirement income planning
• Strategies for student loan or other debt repayment
• Review of Employee Benefits
• Review 401k Plan investment options
• Insurance review (life, disability, and property)
• Saving for College and 529 plan options
• Planning for Stock Compensation (i.e. RSUs and ISOs)
• Year-End Tax planning
• Charitable gift planning
• Planning for wealth transfer to the next generation
• Questions answered by email & Video Call

$6,000/Year Maximum Per Client Relationship

• Advisory fees of 0.5% are only charged on the first $1,200,000 in Assets Under Management.
• All assets above that amount are not assessed an advisory fee.
• Development of an Investment Policy Statement aligned with your specific goals
• Construction of a customized portfolio
• Portfolio rebalancing
• Tax loss harvesting

Project-Based Financial Planning – Hourly Fee

• The project-based financial Planning fee is an hourly rate of $325.00 per hour.